Friday, 30 September 2011

A Brief Overview of Satellite Radio

A Brief Overview of Satellite Radio

Broadcasting digital radio through satellite is not a thing new and ideas of doings this have been with us for a couple of years. From the early days of satellite radio, companies like Dish Network have supplied digital audio channels as part of their applications. The breakthrough in acceptance of satellite radio, nevertheless, happened just just lately, when the technological innovation became much more permissive. Satellite radio was really unusual on moving places, such as boats or autos, mainly because there was the require for some high-priced gear ? a tracking dish. This was a robust deterrent which kept satellite radio very unknown by the general public. These days, nevertheless,? a single can acquire digital audio satellite broadcasts by employing a little, GPS-like antenna. This significantly elevated the feasibility of the satellite radio systems and a lot more and much more vehicle owners began considering satellite radios as a great supply of music and news.

The birth of satellite radio in the United States

When the U.S. Federal Communications Commission (FCC) allocated a spectrum in the ?S? band (2.3 GHz) for the broadcasting of digital radio services in 1992 no one particular believed the amplitude that the program would take in the long term. From the initial Digital Audio Radio Service (DARS) things progressed till two businesses had been given licenses to broadcast digital radio in 1997. These two were American Mobile Radio (right now known as XM Satellite Radio) and CD Radio (presently referred to as Sirius Satellite Radio). The reality that satellite radio is nationwide tends to make it a extremely attractive media channel, both for commercial and non-profit organizations. The two organizations that initiated the advancement of satellite radio saw the massive likely it had, since it wasn?t confined by the limitations of other terrestrial broadcasters.

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Benefits of using satellite radio ?

Here are some of the most noteworthy rewards of getting a satellite radio method:

- No a lot more geographical limitations ? considering that the radio program is broadcast through a satellite you don?t have to switch radio stations every single time you leave a specified coverage location.
- The digital top quality of the satellite radio has some remarkable positive aspects on its very own. There are no noise disturbances that had been classic to FM and AM broadcasts. The transmission is crystal clear and satellite radio receives some valuable points when broadcasting good quality is concerned.
- Analog radio stations merely cannot broadcast the full assortment of sounds accessible by way of digital satellite radio.
- Both XM Radio and Sirius Radio can be picked up on all the US territory and they are also offered in some elements of Canada and Mexico.

Satellite radio engineering

Every single of the significant satellite radio solutions makes use of its very own equipment to broadcast the signal to their clientele. The competition is tight and buyers have to ?select sides? in order to benefit from satellite radio broadcasting. You have to pick your favored firm and purchase adequate receivers for that distinct company.? The two XM Radio and Sirius Radio offer their customers with diverse methods of receiving their solutions. The field exactly where most competition will take location is in the negotiation with the major automobile producers. Both XM Radio and Sirius Radio have offers with the automobile business giants in order to offer their services and gear as optional on the car models they make. Other partnerships had been designed with audio gear manufacturers, who now offer you satellite radio transceivers and matching headsets. The most latest shock in the satellite radio universe was caused by the production of portable MP3 player-like satellite radio receivers.

The future advancement of satellite radio

One of the primary problems of satellite radio was addressed by the primary satellite radio broadcasters. Given that you want to be in the line of sight of the satellite to acquire the transmission, various issues appeared with mobile satellite radio receivers, specially when diverse landscaping objects blocked the direct transmission. To solve this, land based mostly devices had been set up in order to eliminate the lack of direct satellite transmission. One more intriguing aspect related to satellite radios is that they approached their service provides from a various viewpoint than traditional radio broadcasters. Instead of airing commercials they charge a subscription fee. For many people, this is truly the best choice, given that they get an practically 100% content material broadcast (no matter whether it?s music or speak shows) with no the ten-12 minutes per hour of annoying commercials. In most instances, the monthly subscription for satellite radio is of close to .

Source: http://www.novastreamradio.org/uncategorized/a-brief-overview-of-satellite-radio/

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Foster Care; Are You Up To The Challenge? | More Healthy Now

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What does the word ?foster? suggest? It means to support an individual (or some thing) develop and create. To foster also indicates to consider care of someone?s desires.? A foster family is a family members who opens up their homes to kids who have to be separated from their birth people.? It is the foster family?s work to help their foster youngster expand and develop inside of a loving, nurturing surroundings.

Not absolutely everyone is reduce out to be a foster father or mother. The state has to do background checks on family members that want to become a foster household as effectively as examine their home. If practically nothing is discovered in the past of the household, and the state is satisfied that the kid will be protected, then the family goes through a collection of classes to be qualified to turn into a foster family.

There are a lot of scenarios when?a child?s mom or dad will be physically, sexually, or emotionally abusive to?their kid. When that happens, the state has to step in and investigate the scenario and determine whether or not or not the little one can keep in that residence. Occasionally, it will become essential to remove the kid from the property and area them in?a foster?home wherever they will be secure. Often the child will have to keep with the new household for a number of days, or occasionally it may possibly be a handful of weeks, or even a few decades.? When a kid?s mother or father can?t take treatment of?their youngster,?it becomes extremely crucial that an individual is available?to action in and get the spot of the child?s parents in the day-to-day care of the little one.? This is not always as easy as some may think.? Fostering a child can undoubtedly be a problem, as well as incredibly gratifying!

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When a little one has to be taken from their house and placed into another residence, the little one is usually really scared and puzzled. It is quite challenging for the kid to believe about not living with their father or mother(s). Even if the youngster was currently being abused, they typically do not want to be taken absent from the residence that they have grown up in. Foster mothers and fathers have to be sort, patient, and loving individuals in purchase to be capable to meet the different wants that the foster child is heading to need to have. Foster parents need to have to be in a position to make the child experience protected and cherished.

A foster child will have numerous difficulties to face when relocating to a diverse house. There will be new guidelines to get utilised to and new men and women who are living in the property. There will probably also be a new school to go to. But if this child feels cherished and accepted?into the foster house,?the kid might also feel some relief at residing in a calmer far more normal surroundings than what they?were utilized to.

A youngster who has been moved from their residence into a foster property can feel many mixed emotions. They can come to feel safe and content that their foster household is loving and nurturing, but at the very same time they could come to feel unhappy and anxious about their genuine mother or dad. They worry about what is likely to occur following and might even go by means of intervals where they are very angry at everybody over the total circumstance. The foster household has to be ready to offer with the probability of a lot of added pressure due to the foster kid?s anxieties about his or her predicament.

Every single little one that is set into foster treatment will be assigned a caseworker. The caseworker?s task is to choose what wants to be done to assist get the mother or father(s) prepared to have the child arrive back again residence. Everything is accomplished to support the loved ones be reunited, but often that just isn?t possible. In people situations, the youngster could remain in foster care, or go to live with a relative, or at some point could even be adopted by the foster family, relatives, or yet another family members interested in adopting a little one.

Among the time a youngster is initial put in foster care up until the time permanency is achieved it is imperative for the properly currently being of the little one that he or she has a residence in which to remain exactly where they will be loved, sheltered, nurtured, and stored protected. The trauma of being eliminated from their biological loved ones will permanently depart scars on these kids, but if their experience in foster treatment is optimistic, the chance that they will be able to overcome their previous as they increase older is drastically increased. It is critical that more excellent foster houses are manufactured offered for the many kids that at present are, and for those that will shortly be, getting into the foster treatment stystem.

There is a shortage of good foster properties all throughout the United States.? More people are required to action in and support just take care of the hundereds of young children who require to be eliminated from their individual houses so they can be kept safe and sound from the abuse they have been enduring.?

Are up to the problem?

Diane T. Foster
http://www.fosterfamilytalk.blogspot.com

Mother, Foster Mom, Grandma, Newbie Writer, Net Entrepeneur/Dreamer

To discover a lot more about adopting Kallie and her brothers or one more child from foster treatment , call 888-365-Family or log onto www.foreverfamily.org

A lot more Adoption Foster Care Articles or blog posts

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Foster care is the term used for a system in which a minor who has been made a ward is placed in the private home of a state certified caregiver referred to as a "foster ...

Foster Care System - How Would You Change the Foster Care System?

You don't have to be a foster parent to know that that there are always ways to improve upon the foster care system. It seems that no matter where we go in the world ...

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A Foster Care Rant ? SHUT UP if you weren?t a foster kid

Foster Care ? Provides information on foster care including

Please fill out the following optional information before submitting your rating: E-mail: Comment:

List of Charts,Tables, and Figures Chart 1: Provisions of the John H. Chafee Foster Care Independence Program 6 Chart 2: Federal Allocations to States?Chafee Foster Care ...

Welcome to FaithBridge Foster Care

Providing Foster Care Through the Local Church FaithBridge Foster Care is a Christ-centered, tax-exempt corporation intent on changing the way America does foster care.

Amazon.com: Success as a Foster Parent: Everything You Need to

Change a child's life! Reap the rewards of becoming a foster parent. Over 600,000 American children are in the foster care system each year-and the number is growing ...

Source: http://grooveattitude.com/foster-care-are-you-up-to-the-challenge.html

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Thursday, 29 September 2011

Spend the Best Holidays with Your Family

Winter holidays are great opportunities for you to share wondrous memories with your family. These days give each one a chance to bring about closer ties with their loved ones. This is also the time to know your mum or dad, siblings, wife or children more dearly.

To make the best out of the deal, therefore, it is ideal to plan a few months ahead?checking itineraries, booking etc. With a myriad of idyllic resorts and sights to choose from, it often becomes more meaningful if the trip has a clear set of goals in it. Some want to feel the onrush of adrenalin, others want to bask and recharge under the sun or while many are also for exotic dancing and celebrations.

Depending on your goal, there are about three types of places that you might want to bring your family into.

Ski and Snow ResortsThere are only four places to choose from if you want to have your dream skiing adventure?Chamonix, Les Gets, Meribel and Morzine.

Ever wanted to experience to glide down the snow-capped mountains? Chamonix is the world-class resort that is home to Europe?s tallest peak?Mont Blanc. Les Gets offers a fresh haven for beginners with their English-proficient and friendly instructors. Morzine has the largest skiing expanse with 650kms of slopes that would suit every level. Meribel would be swarmed by visitors as it would be the host for 2015's Ski World Cup Finals.

For non-skiers, Chamonix?s glamorous nightlife is quite compensation. Dainty shops and restaurant line the streets as merry-goers walk to and fro. Spas, saunas and swimming pool are frequent in Les Gets. Your family members who are in the mood for some relaxation will find this as a perfect spot. For the gourmands in the family, Morzine and Meribel are always a delight. Savoring the pizzas and the traditional dishes from the local restaurants would indeed be a remarkable experience.

Tropical and Sunny Getaways Nothing beats the exotic flair of a beach vacation. For this, Carribean is one the topmost choice for the laid back, sunny feel while walking on ivory sands.

This region houses thousands of islands stretching from Bermuda downwards Venezuela, spanning east from Barbados through Costa Rica in the West. White sandy beaches, enticing blue waters, tropical fruits, flowers, the beat of salsa and a wealth of commodities welcome the incoming visitors of the area.

Cruising and island hopping are the major modes of transportation. Inside the ship, fun never escapes as amenities like spas by the sea, gyms, restaurants and live theatre performances invigorate your mood.

Nature lovers would feast their eyes with the lush vegetation, thriving coral life and a swim with the fishes. Archaeology enthusiasts can explore the Mayan ruins in Cozumel and trek the borders of Machu Picchu. The children would be delighted to have a dive with the dolphins along with a great chance to encounter wild life in the parks. The hassle-free, fun and cozy feeling of South America is the reason why many people would wish to go back each year.

The Festival RegionsChristmas trips in Asia abound guests with the blend of colors, fireworks, cuisine and boisterous celebrations.

Dazzling arrays of fireworks fill the December air as the Japanese carry 15-tonne mikoshi shrines through the streets.

Girls can wear cute kimonos while viewing the Kabuki actors play onstage. First time visitors would adore the artistic elegance of Japanese cuisine. Anime characters would likewise captivate the children?s imagination.

In the early weeks of January, the Chinese celebrate their Spring Festival. During these days, people would head for the streets wearing red; in adherence to their belief that this would scare away the mythical beast called Nian. Fung bao or money packets are also given to children and the elderly along with baskets of sweet treats.

South East Asian countries like the Philippines also commemorate street dancing festivals like the Ati-atihan where visitors are often invited to dance along to the music?s beat. Music enthusiasts frequent Thailand?s Full Moon Festivals while Shopaholics would take their yearly pilgrimage in Dubai for a month-long shopping marathons.

Graeme is writing on behalf of Potters Family Weekend Breaks and Weekend Away

Article Directory: http://www.ArticleSlash.net

Source: http://www.articleslash.net/Home-and-Family/Holidays/639654__Spend-the-Best-Holidays-with-Your-Family.html

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Jay-Z Teases Concert Series At Nets' Brooklyn Arena

BK's finest reveals he'll celebrate NBA team's September 2012 move with 'a couple of concerts.'
By Rob Markman


Jay-Z
Photo: Kevin Mazur/ Getty Images

Hello Brooklyn! Jay-Z plans to return home to Brooklyn, New York, after the brand-new Barclays Center arena opens in September 2012 and perform a strong of concerts to celebrate.

The Daily News is reporting that Hov will perform eight shows next fall at Barclays. The rapper appeared live from the arena's construction site for an interview with local Fox 5's "Good Day New York" on Monday (September 26) to talk about the performances. He also formally announce that the New Jersey Nets will officially be known as the Brooklyn Nets when the NBA team moves into arena next year.

"It's great," Hov said of the move to BK. "I have a reason to come to Brooklyn often, which is fantastic for me because this is my foundation."

Jay started out as an underground rapper in the borough's Marcy Projects back in the 1980s and once lived in the area's 560 State Street. Hov, of course, went from rap star to music mogul to fashion designer to minority owner of the NBA Nets. So when Jay and Nets owner Mikhail Prokhorov bring the team to Brooklyn, who better to christen Barclays than Hov himself. "I'm going to open the building with a concert — or a couple of concerts, actually," he said, without actually confirming the number of shows. It's going to be more than about basketball; it's an entertainment arena."

The "Empire State of Mind" performer also noted that the new sports and entertainment complex has already created jobs and will continue to create jobs once it is opened. Fox News reporter Rosanna Scotto pressed on, changed the subject and asked the father-to-be the sex of his and Beyoncé's baby. "I'm not going to say, of course," Jay responded with a coy smile, although he did confirm that he and his wife already know the baby's sex.

Turning the conversation back to his beloved borough, Jay referenced a famous lyric from the Notorious B.I.G.'s 1994 hit "Juicy." "Its deep love," the God MC said of his admiration for BK. "Biggie had a line, 'Spread love, it's the Brooklyn way.' It's just how we feel, it's a deep love we have for our heroes."

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Source: http://www.mtv.com/news/articles/1671472/jay-z-concert-nets-brooklyn-arena.jhtml

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Wednesday, 28 September 2011

Kids' Sugar Cravings Might Be Biological

Link Information - Click to View

Kids' Sugar Cravings Might Be Biological
Research shows children are hardwired from birth to prefer sweets, which may have once been an evolutionary advantage. But it appears they begin to scale back on their sugary preferences once they stop growing.

Source: NPR
Posted on: Monday, Sep 26, 2011, 7:46am
Views: 3

Source: http://www.labspaces.net/113683/Kids__Sugar_Cravings_Might_Be_Biological

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Tuesday, 27 September 2011

APNewsBreak: Perry urges Obama to halt air rules (AP)

AUSTIN, Texas ? Texas Gov. Rick Perry on Monday asked President Barack Obama to use his executive authority to prevent or delay implementation of stricter pollution standards, saying they will have an "immediate and devastating" effect on the state.

The standards have stirred up Texas' largest energy companies, which say they don't have adequate time to meet the deadlines without shutting down plants and jeopardizing the reliability of Texas' electric grid. Implementation of the rules starts Jan. 1.

In the letter, obtained by The Associated Press, Perry said the implementation of the Cross State Air Pollution Rules will have an "immediate and devastating effect on Texas jobs, our economy and our ability to supply the electricity our citizens, schools and employers need."

Perry released the letter as he tries to shore up support among conservatives in his bid for the Republican presidential nomination.

The White House said the new standards will save lives.

"We stand behind common sense, vital Clean Air Act protections for public health and clean air," White House spokesman Clark Stevens said. "This rule will prevent over 34,000 premature deaths each year and ensure that American families aren't suffering the consequences of harmful air pollution generated far from home."

The new clean air rules are designed to significantly reduce smog and soot pollution by requiring 27 states, including Texas, to decrease smokestack emissions. The new guidelines apply to sulfur dioxide and nitrogen oxide emissions, which mostly come from coal-fired plants.

Texas has 19 coal-fired power plants ? more than any other state ? and plans to build nine more. It is one of the few states still adding coal-fired plants and releases more air pollutants than any other state. Most other states are building generation plants that use sources other than coal, particularly natural gas.

On Sept. 12, Texas' largest electricity producer, Luminant, said it would shut down two coal-fired power units and lay off hundreds of workers if the new rules were enforced, even after the EPA offered to help the company meet the tougher standards.

"Mr. President, you have recently proclaimed that your administration is committed to creating jobs," Perry wrote. "These rules do not create jobs. They are a job killer in Texas, and they must be stopped."

Texas, faced with a growing population, few new energy sources and hot summers, has been vocal in its opposition to the regulations since they were announced in July. The state has asked a federal appeals court to review the rules.

Perry has used the new rules as fodder in his long-standing accusation that the EPA under Obama meddles in state affairs, lays down expensive regulations during tough economic times and is forcing companies to cut jobs to offset the cost of complying with environmental rules.

Source: http://us.rd.yahoo.com/dailynews/rss/obama/*http%3A//news.yahoo.com/s/ap/20110927/ap_on_el_pr/us_clean_air_perry

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Business Travel Insurance - Tips and Safety Information for ...

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By : Rubxyz Fracx ?? 29 or more times read
Submitted 2011-09-25 03:56:32 Company trips to other countries are very important which is is due to they keep a business operating. Some business journeys last no longer when compared to an a couple of days conversely these involve being away for a lifetime. The reality the fact that whatever the timeframe that a businessman is away it ought to constantly be a clear case of purchasing insurance. The sort of coverage that's acquired is mainly dependent on the repetitiveness of journey. If the company needs that in fact you travel infrequently then it is wise to obtain unmarried journey journey coverage, as and when is acceptable. If business journeys are regular however it may be a great deal more cost efficient to acquire yearly company travel coverage. Below is information on how getting insurance could make a world of difference.

In the event you happen to be a worker that wanderings to a great deal of company targeted yearly broad conferences, displays, seminars, or conventions so you aren't showered with business travel insurance you should purchase it by yourself. The protection is not at all pricey, and you might even be able to buy the protection simultaneously which you plan an occurrence or make any journey, which is able to help it become handy to acquire. If you purchase all of this safety you can visit on your own company wanderings and not bother about what would take place should you be robbed, but if your baggage ended up being lost, or if yourself required medical assistance inside an area where your typical medical or dental insurance was not valid.

There exists quite a few journey distributors offering their own structure of business travel insurance. However if that company goes belly up then you're already not any longer protected. This is the reason journey protection is important because if you intend to protect your capital right here is the most successful way to do so. Without the proper insurance you could find themselves dropping more finances than you have got first of all. Tend not to rush into buying a company insurance coverage otherwise yourself will make a huge monetary mistake. Understanding how your particular travel insurance works is also essential as it is designed to repay you and your loved ones in the event that in fact theft or absence of journal occurs during your business journey. Simply how much you will pay in your insurance coverage for you will depend on who firm you leave with. Should you have lots bought then you ought to select the most coverage that your particular coverage coverage make ready the you. In any case, you are able to lose everything without protection.

Further cost savings may well be made in the event you appoint the areas wherein your staff will probably be traveling. But if your company is focused in Asia and Calm regions, why spend money additional for cover in North America? There exists select range of on-line travel insurance companies that will allow you to tailor your particular policy to specific locations. With this you not only lower your quality expenses but in addition are not compelled to report back to actually the journey insurance policy referring to suit your hand positioning traveling while.

Many factors could make a slip during your particular business journey. This really is an individual's baggage reduction or even a new voyage cancellation, or your particular destination become unreachable due to bad weather, or even you will fall sick and may deliver shelve the journey. You can not control such activities, but via appropriate Company Journey Coverage hide, it is possible to minimize what you ll end up with. Whether it is usually a tiny enterprise or possibly a sizable company, the success of your respective business is essentially counting on the enthusiasm means of a typical parts of their own organization. Nevertheless it doesn't topic how industrious you might be, because one disaster or if you already have accident can ruin your online company and lessen each of the profits. The only real technique to assure that the effort and finances english students of spanish bought doesn't go away while an emergency bumps is by defending your company having appropriate coverage.

Author Resource:- Lindon Cyprus is a founder of several Travel and Vacation related web sites. He currently owns and writes for annual family travel insurance and annual multi trip travel insurance. Stop by you might just learn something.

Article From Article Mayhem

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Source: http://www.articlemayhem.com/Art/408881/53/Business-Travel-Insurance-Tips-and-Safety-Information-for-Business-Travellers.html

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Monday, 26 September 2011

Finding Accurate Internet Advertising Business Reviews | Key To ...

The prospect of beginning or wanting into an internet marketing business may be quite difficult, especially with out a lot data or perception into the field. Using a variety of correct web advertising and marketing business reviews may be an effective way to shed slightly bit of sunshine on your research. However discovering critiques may be as tough as balancing a bicycle on the nose of a seal. It might appear to be a circus trick, but there are tricks of the commerce that can be used in order to decipher the nonsense and the spin from the truth.

One approach to start on the lookout for information about web marketing companies is to make use of a primary search engine. There are lots of on the market that can make in search of advertising opinions easier for the buyer or the prospective business owner. Some are extra respected than others. Utilizing search engines like google and yahoo usually includes knowing, specifically, what to seek for to be able to get correct and primary results.

A number of the advertising opportunities obtainable for people fail as a result of they?re unreliable and unrealistic. This is coupled with the fact that discovering reputable press in regards to the enterprise or opportunity could be sophisticated, most likely resulting from the truth that the business may not be too reputable to start with. Utilizing engines like google and web site lookup data portals is usually a good first step to take when it comes to wanting into the reputation of a specific Internet enterprise or advertising and marketing opportunity.

There are a lot of alternatives out there for less than honest business individuals to try to take hard-earned cash out of the pockets of internet surfers. These companies and these advertising and marketing alternatives merely rely on the ignorance of the buyer, so the choice is to become an educated client and learn extra about the enterprise than the scammers believe you do. Doing that is merely a matter of getting the right sources, studying the best web marketing business reviews, and learning find out how to spot a scam.

Web marketing business critiques can come from a number of sources, however a general rule of thumb is to keep a watch out for a general consensus amongst the reviewers. If a business is reasonable in its business plan and value a glance, the reviewers will seemingly agree even when they?ve a distinction of opinion on among the firm?s philosophy. Finding this explicit kind of consensus can be difficult, due to the obvious bulk of adverse press available. It?s a reality that consumers usually tend to give a foul comment when they?re dissatisfied, but will give no comment at all when they?re fully satisfied.

There are various points that may come into play when it comes to Web marketing enterprise reviews. Some reviews might use testimonials to try to create a more life like tone. These testimonials should not essentially genuine and should be checked into further.

Avoid glossing over statistics, especially if the statistics in one specific internet advertising enterprise overview may be compared with these from another. If those numbers or these stats do not line up, you need to start asking some serious questions in regards to the worthiness of the company.

Studying Web advertising business reviews can be complicated and difficult, particularly due to the fixed use of flowery language and avoidance tactics. Many reviews will discuss an internet marketing opportunity without truly mentioning anything in regards to the opportunity itself. When reading internet advertising business reviews, it is very important keep a clear focus so as to grasp the reality of what the evaluate says and never simply the spin.

If you would like more data concerning internet marketing, swing by Inga Dershtermain?s Site without hesitation.

Source: http://www.keytothehouse.com/2011/09/finding-accurate-internet-advertising-business-reviews/

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Sunday, 25 September 2011

Worksite Fitness: More Muscle, Less Type 2 Diabetes!

Worksite Fitness: More Muscle, Less Type 2 Diabetes!

Posted by Fitness Staff on Sat, Sep 24, 2011

This blog was written by Anna Hiple. Meet our blogging fitness specialists at the NIFS website.

weight training, diabetes, nifsHere?s some fuel to help you crank out one more repetition, finish an extra pushup, and hold that plank just a little bit longer. Along with all of its other wonderful benefits, strength training can help prevent type 2 diabetes. This should be of interest to a significant part of the population, as millions of Americans suffer from type 2 diabetes and pre-diabetes, with many more at risk due to obesity, existing health conditions, family history, and lifestyle choices.

Type 2 diabetes is characterized by a lack of insulin produced by the body or an inability of the body to properly use insulin. Weight training?s contribution to a reduction in risk for type 2 diabetes is supported by findings from the National Health and Nutrition Examination Survey that the higher the proportion of an individual?s weight is muscle mass, the more sensitive the body will be to insulin. Muscle mass is efficient at handling glucose and keeping blood sugar levels steady.

This information tells us how important it is to keep body fat levels within a healthy range and that simply looking at body weight can be deceiving (ideally, you?d rather be both slim and fit, but being overweight and somewhat fit can still protect you more effectively from risk than if you are overweight and unfit).

Don?t know what your body fat is? Check with your local gym to see if they offer body fat testing (hint: NIFS and many of its worksite fitness sites do!). Some scales and other fitness tools will also measure body fat, but may have more of a margin of error.

In addition to your favorite forms of cardio, be sure to pump some iron, working all major muscle groups two to three times per week (as recommended by the American College of Sports Medicine). Obviously, prevention of type 2 diabetes is most desirable, but individuals with the condition can still benefit from a consistent strength training routine because it will help them make the most of the insulin that is produced. And, you?ll reap all those other good things that strength training does toward helping you achieve a leaner, healthier, happier body!

Source: http://www.wellness.nifs.org/blog/bid/62718/Worksite-Fitness-More-Muscle-Less-Type-2-Diabetes

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Should Properties in Sugar Daddy California Sacramento Elk Grove ...

Should Properties in Sugar Daddy California Sacramento Elk Grove CA be Sold by FSBO or Through an Agent? ? December 13, 2010, by Steve Lunetta

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As a seller looking to get the most out of your house, it?s completely understandable to want to try your hand at selling the house on your own. Before you make your decision, consider these pros and cons about selling a home through a FSBO or through an agent. By the end of this article, you?ll be able to make a much more informed decision.
6% ? 7% Commission
The reason sellers opt for FSBO sales is because working with a real estate agent can be seen as ?expensive? because of the 6% commission.
However, in reality it almost always costs more to not hire a real estate agent. The NAR has found that on average, sales done through a real estate agent sell for 16% higher than those listed by FSBOs.

Control
Another reason why sellers may opt for FSBOs is the desire to control the entire selling process. While this could be great, it can also be a big pitfall.
Why? Because sellers are often very attached to their homes. They have an emotionally attachment which keeps them from making unbiased judgments or negotiating in an unattached manner.
That?s why it?s so important that if you work with an agent, you work with an agent you trust so that you can share the responsibility while knowing your agent is taking care of what needs to be taken care of.
Finding Buyers
It?s hard for FSBOs to find good buyers. Why?
Generally, real estate agents don?t show FSBOs. Instead, they show properties listed by other agents. What ends up happening is that investors or buyers looking for a lowball deal end up coming to look at FSBOs, resulting in lower sale prices.
Although there are some positives to listing your home as a FSBO, it?s usually not worth the headache and the time and money you?ll likely lose as a result.
To see if a real estate agent is good for you, it?s important to talk to someone who?s been local to the Sugar Daddy California Sacramento Elk Grove CA area for some time. To see if we?d be a match, please give me a call at (916) 690-3145 or send me an email at info@finance600.com

There is a lot of free information available to you about buying, selling or investing in Elk Grove CA real estate. For complete information about the Sugar Daddy California Sacramento Elk Grove CA real estate market including current homes for sale, property values and more please visit the most complete website online www.myelkgrovehome.com dedicated to everything Sugar Daddy California Sacramento Elk Grove CA real estate.

?

Steven Lunetta is an expert buyers agent working with buyers in the Sugar Daddy California Sacramento Elk Grove CA real estate market.? Steve is a buyers agent and feels that buyers are not completly informed of the different types od agencies that arise in a real estate transaction.? Steven has commited himself as a full time buyers agent..


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Source: http://sugar-daddies.info/?p=7305

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thurman - Performing Arts majors likely to get jobs | Daily Titan

Of 10 students who graduated from Cal State Fullerton?s Bachelor of Fine Arts in Theatre Arts program last May, eight received professional jobs to work onstage.?

Situated close to Los Angeles and Hollywood, CSUF is ideally located to send students in the entertainment industry. CSUF?s Performing Arts Department has a highly successful rate of placing its students in industry-related jobs immediately after graduation.

According to the Performing Arts Major?s College Guide, CSUF?s Theatre Arts program is among ?Most Highly Recommended Undergraduate Programs? for drama and musical theater and was listed in ?Noteworthy Programs? for dance.

The department, referred to as the ?Carnegie Mellon of the West Coast? by Musical Theater Coordinator Eve Himmelheber, fosters competition among its students in order to prepare them for the world outside of the Clayes Performing Arts Center walls.

Only the most talented and hardworking students are chosen to be part of the Bachelor of Fine Arts in Theatre Arts program, which is why there is so much competition between students in the Performing Arts Department.

?We start with 125 freshmen who want to be in musical theater, and by the end of sophomore year only 10 students are taken into the B.F.A. program,? said Himmelheber.

The freshmen who come into the program take a placement audition in order to assess whether or not they should pursue one of the 10 B.F.A. spots.

The talent of the students varies. According to Himmelheber, some have been singing since they were young and others performed in one musical and decided that they wanted to pursue it as a career.

The B.F.A. program is different from B.A. programs that other performing arts schools offer because it is highly specialized. According to Himmelheber, the program is a structured program with very intense study in musical theatre.

?Musical theatre (at CSUF) is like a triple major. They have to take acting classes, they have to take voice and movement ? and they have to pass dance juries in three areas: tap, jazz and ballet,? Himmelheber said.

Students in the program receive one-on-one training with voice coaches. They are also required to be in one CSUF performing arts production every semester.

?Undergoing the workload of the B.F.A. program is worth it,? said Undergraduate Coordinator Larry Peters. ?No one is going to come out of B.F.A. program that isn?t a triple threat.?

?The industry knows that when someone leaves our department with a B.F.A., they?ve been vetted all along the way,? he said.

The department?s high regard for its B.F.A. program isn?t all boasting, however. It has the numbers to back it up.

In an industry where 95 percent of performers don?t make a living wage, eight out of the 10 B.F.A. students who graduated last May have professional jobs, six of which are in New York.

The department also provides the B.F.A. students with a showcase in New York before they graduate, where they audition in front of a casting director and, hopefully, get picked up.

Peters offers some insight as to why the program is so successful. ?When you are teaching and creating artists, you begin attracting the best. It?s the combination of the students that we attract and what we bring to them,? he said.

Rose Ouellette, a 2011 B.F.A. program graduate, now performs in New York in Ghostlight, which has sold out its first run.

Both hard work and her training in the B.F.A. program helped her achieve success, said Ouellette.

?I felt prepared to come out here, greatly thanks to Fullerton. Fullerton pushed and challenged me, but these learned lessons and obstacles helped strengthen me as a performer and a person,? said Ouellette.

Ultimately, most students who audition for the B.F.A. program get cut after their sophomore year. These students, who become liberal arts, theatre or dance majors, still find success outside the program.

An explanation for the rest of the department?s success can be found in the sense of community that is found within the department.

Gladys Kares, director of dance for the department, said, ?The alums who?ve gone on to form companies of their own do employ our people.?

Melissa Sakrison, a sophomore and B.F.A. hopeful, recently auditioned for a local production and recognized three B.F.A. graduates there. She recalls how supportive they were of her auditioning.

She points out that no matter who you are, training at CSUF gets people jobs.

?People see that you are trained at CSUF and they respect that,? she said.

Source: http://www.dailytitan.com/2011/09/20/performing-arts-majors-likely-to-get-jobs/

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Saturday, 24 September 2011

Restaurant Lines of Credit Are Replaced With Restaurant Finance ...

Friday, September 23rd, 2011 | Uncategorized

Business factoring is a little utilized financial practice that gives needed restaurant finance to merchants from their merchant account. Few business owners realize that they have this option and go straight to family or a bank when they need cash or small business loan to pay for expansions, repairs or upgrades of their inventory and equipment. If you are an entrepreneur in need of capital fast, you should look into this method of merchant financing too.

The concept behind business factoring through your merchant account is something like selling futures. You, as the business owner, agree to sell a portion of your future credit card receivables at a cheaper price to the factoring company. The working capital is received now in exchange for future revenues in the next several months.

These agreements are most commonly for the near term, rarely more than 1 year, and are a great way for a business with a verifiable credit card sales history to obtain necessary money.

Unlike a bank restaurant loan, in which the repayment term is fixed for the duration of the loan, restaurant finance through business factoring arrangements take into account the truth that in almost every establishment there are busy months and tough ones. Your payment is directly correlated to your credit card receivables, as a portion, not a set fee.

If you have decided to pay a 10 percent daily capture and you receive 8,000 dollars one month, your payment that month comes out to 800 dollars. In following month you may charge $10,000 and pay $1,000. This flexibility is a great thing for a growing company though restaurant financing.

Another advantage of business factoring is the quickness,short time in which the cash turns up in your possession. While a bank may take several months to make a decision and dictate how you utilize the working capital when and if they give it to you, with a factoring agreement, you will have the money in about 5 business days, and you can use it for whatever you see fit.

A restaurant finance provided through Business Cash Advance provide a much needed, quick solution for businesses in need of working capital. Neither collateral nor years of documentation are necessary to qualify for working capital when you work with a proven financing agent. There are several brokers to choose from so you will want to be sure that you shop around. Your company may qualify for a easier advance than initially supplied and shopping around with the alternative companies and programs they provide can ensure that you obtain the most beneficial deal for which you qualify. I would even suggest doing your due diligence prior to needing the capital. That way should the time arrives you will know precisely how to proceed.

Tags: Business, Credit, Factoring, Finance, From, Lines, Replaced, Restaurant ?

Source: http://esoteric-foundation.com/restaurant-lines-of-credit-are-replaced-with-restaurant-finance-from-business-factoring.html

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At least 13 different countries to be represented at upcoming World ...

You are here: Home / Sports / National Sports / At least 13 different countries to be represented at upcoming World Series of Bowling

September 22, 2011 at 2:46 PM by AHN ? ?

AHN Sports Staff

Las Vegas, NV, United States (AHN Sports) ? With just over six weeks remaining until the third annual PBA World Series of Bowling convenes at South Point Casino, Hotel and Bowling Center in Las Vegas, the international component of the annual event already features players from 13 different countries.

The WSOB entry list as of Sept. 22 included players from Australia, Canada, Colombia, Denmark, England, Finland, Germany, Mexico, New Zealand, Poland, Sweden, Venezuela and the United States. Last year?s World Series included 46 players from 14 countries. This year, the PBA expects to exceed both totals and will provide the international bowling community with more than 100 hours of live online coverage of

WSOB competition via pba.com?s Xtra Frame video streaming service.

When the World Series gets underway on Nov. 4, a capacity field of 240 players is expected. By the time it ends on Nov. 20, the multi-event WSOB will award eight PBA Tour titles ? each including an automatic berth in the 32-player round-robin match play finals of the PBA Tournament of Champions ? and roughly $1 million in prize money.

The base entry fee of $800 covers all PBA Tour events, not counting special competitions. For complete details and entry information, visit pba.com and click on the World Series of Bowling logo in the display panel. For special low-cost lodging rates at South Point Hotel, World Series participants should visit southpointcasino.com.

Article ? AHN ? All Rights Reserved


Source: http://gantdaily.com/2011/09/22/at-least-13-different-countries-to-be-represented-at-upcoming-world-series-of-bowling/

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Friday, 23 September 2011

Oak Ridge Boys, 'It's Only Natural' ? Album Review - Taste of Country

Oak Ridge Boys

Cracker Barrel

Cracker Barrel has found a tidy little formula for releasing music: Package a handful of new songs from an established artist with a few classics and hope loyal fans stop by and maybe sit down for some dumplings or chicken-fried steak.

The Oak Ridge Boys are the latest act to team up with the restaurant-turned-record label, and their new collection of original material and re-recorded hits is a good fit for the Old Country Store. There is plenty of sincerity, a little bit of silly and a whole lot that feels familiar about this project.

Of the five new songs on ?It?s Only Natural,? none is better than the opener, ?What?cha Gonna Do?? Fans get to hear all four parts of that famous harmony, including Richard Sterban?s rumbling ?Whatcha gonna, whatcha whatcha gonna gonna do? hook. ?The Shade? is another great lyric. It?s easy to listen to and provides a great lead up to ?Elvira.?

A few of the re-recordings feel sleepy ? most notably ?Beyond Those Years,? which Joe Bonsall performs more like an adult contemporary radio flop than a country song ? but there are enough smiles on songs like ?Elvira? and ?Gonna Take a Lot of River? to overlook the flat spots. Look for a few surprises as well, like Sterban taking lead vocals on ?Lucky Moon.? It?s a version that really takes a few listens to appreciate.

3 Stars

Source: http://tasteofcountry.com/oak-ridge-boys-its-only-natural/

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Thursday, 22 September 2011

No Credit Check Finance ? For Your Petty Needs | Business ...

Tuesday, September 20th, 2011 | Uncategorized

If you are searching for an advance which comes without verification of your past records, then you can apply for no credit check finance. They are meant for meeting your any sort of crisis. As the term makes it clear they are advances which are given to people who poor credit. A small amount is given to you to help you solve your petty needs.

You are free to utilize the amount you get in this finance for any purpose. It can be for payment of your pending bills, travelling expenses, for some event and so on. In no credit check finance, you can easily avail funds ranging from ?80 to ?1500. They are offered to you for a period of 1 to 30 days.

If you want to acquire funds under this finance, then you need to fulfill the eligibility criteria. The criteria are that you should be above the age of 18, you should have a fixed job, you should be a citizen of UK and you should be above the age of 18.

This is the most appropriate option for you to solve your problems till you get your next month salary. If you have defaults like arrears, CCJs, IVA, etc then too you can avail this facility. This means that these advances are designed for bad creditors.

Due to their short term nature and no verification of your past details, this finance carries a relatively high rate of interest. You can make an application for this facility through the online method. For that, all you have to do is fill up the application form. The form is provided to you free of cost. The lenders deposit the amount into your account into your account after it is approved.

Tags: Check, Credit, Finance, Needs, Petty ?

Source: http://esoteric-foundation.com/no-credit-check-finance-for-your-petty-needs.html

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Internet Advertising York California || Advertising Agencies GEO ...

9? 21st, 2011

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Source: http://sincolumna.com/archives/3356

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Wednesday, 21 September 2011

Retirement Planning is knowing your housing options

Your home is your focal point in retirement. For some, thinking about housing options for the future in retirement can be stressful for you and your family. Despite the difficulty in addressing this issue, the earlier you think about it, the more choices and control you will have over your future.

Your housing options

There is no shortage of housing options available as you age. The names of the different types of housing options can sometimes be confusing, as the terminology can vary from region to region.

The main differences in housing options will be in the amount of care provided for activities of daily living and for medical care as well as the level of independence you can maintain on your own. When researching housing options, there are three very important issues to address:
- ??????make sure you are realistic about the required level of care you need,
- ??????whether the housing option can provide that care and
- ??????whether you can afford that option.

1. ???Aging in place.

Most people prefer to stay at home as they age. ?It does not matter whether you own or rent your home, it?s about staying in a place that is familiar. ?There are programs, like home care, that allow you to stay in your home longer even if you need some care services. ?Staying at home is a good option when:

  • You have a network of support (neighbors, friends, family) close by
  • You are fairly independent and don?t need a lot of care
  • Transportation is accessible
  • Your home is safe (not a hazard)
  • Your home does not need a lot of work and maintenance
  • Your home can easily be modified to reflect changing needs

2. ???Retirement communities.

Retirement communities can encompass a wide range of options like a condominium complex, an apartment or a community of single family homes, housing coopertives, etc. ?The idea of a retirement community is to bring people of a similar age together who are at a similar stage in life. Retirement communities allow you to live in your own home with lots of independence but be around people who are also older and preparing for older age and retirement. ?Some communities allow you to buy your place so you own title to your property while other forms of community housing are designed for renting or leasing. ?Some communities have community based fees like maintenance fees, condo fees, strata fees, occupancy fees or landscape maintenance fees where some costs for upkeep and maintenance are shared. ?Retirement communities are really designed for people who are still quite independent.

3. ???Assisted living.

Assisted living housing is an option for those who need help with some activities of daily living. ?This might include help with medications, bathing, eating, dressing, etc. Costs tend to vary according to the level of daily help required. ?Typically with assisted living housing there is staff and care available twenty-four hours a day. ?Assisted living housing is ideal when You need more personal care services than are feasible at home or in an independent living retirement community but you also don?t need the round-the-clock medical care and supervision of a nursing home.

4. ???Care facility or nursing home.

A nursing home is the highest level of care for older adults outside of a hospital. While they do provide assistance in activities of daily living, they also provide a high level of medical care. There are medical professionals either on site or readily available.

Some retirement communities are really innovative by providing housing options of all levels. ?Within the community there is housing for independent living, assisted living as well as full care.

Choosing the best option

Retirees may have a number of choices in selecting their housing, such as whether to rent or own, the type of structure (e .g ., single family dwelling, condo, apartment, etc .), and the community in which to reside. These choices are based on a variety of factors, including your personal financial situation, family support, lifestyle preference, considerations such as cost and location, changing needs that occur with age, and the quantity and diversity of housing options available.

It important to think about your living arrangements and make sure they are appropriate for your circumstances. This includes housing choices that have been designed with age-friendliness in mind. ??Although there are options for those that do not have a lot of financial resources, it?s important to your independence to plan to be able to afford different housing options.

For those retirees who lack the financial resources to meet their basic needs, choices will be more limited. ?It is imperative in planning to be aware of the options and be open-minded as your housing needs change.

Source: http://retirehappyblog.ca/retirement-planning-includes-knowing-your-housing-options/

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Watchdog asks Justice to probe ex-SEC official (AP)

WASHINGTON ? The inspector general of the Securities and Exchange Commission has asked the Justice Department to investigate whether a former top SEC official who benefited financially from Bernard Madoff's Ponzi scheme violated conflict-of-interest laws in helping establish SEC policy.

The SEC's former general counsel, David Becker, played a key role in crafting agency policy on how Madoff's victims should be compensated ? after he inherited a Madoff account from his mother.

SEC Inspector General David Kotz said in a report issued Tuesday that Becker participated "personally and substantially" in issues in which he had a financial interest.

Kotz said that on the advice of the federal Office of Government Ethics, he has referred his findings to the Justice Department's Public Integrity Section for possible criminal prosecution.

Kotz also recommended that the five-member SEC vote again on how claims should be paid to Madoff customers "in a process free from any possible bias or taint." SEC Chairman Mary Schapiro said Tuesday she will have the panel vote again.

"I believe that the decision the commission made on that issue was appropriate under the law and in the best interest of investors," Schapiro said in a statement.

Madoff pleaded guilty in 2009 to conducting a multibillion-dollar investment fraud. He is serving a 150-year sentence in federal prison. The SEC's reputation was battered by its failure to detect the Madoff fraud over the nearly two decades the scheme was under way.

Kotz's report said Becker made the case for valuing claims from Madoff customers in a way that could have curbed the power of the federal court-appointed trustee to sue beneficiaries of the scheme ? like Becker ? to recover profits that were deemed fictitious.

The trustee sued Becker and his brothers in February, claiming roughly $1.5 million of the $2 million in their mother's account was phony profit that should be returned to the fund for compensating defrauded Madoff customers.

Schapiro, who asked Kotz in March to investigate the matter, said she takes his report "very seriously."

"I do want to state that I've known David for many years to be a talented, highly skilled lawyer and a dedicated civil servant who served under three (SEC) chairmen," she said.

Source: http://us.rd.yahoo.com/dailynews/rss/stocks/*http%3A//news.yahoo.com/s/ap/20110920/ap_on_bi_ge/us_sec_counsel

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Tuesday, 20 September 2011

Commercial Contractor And Real Estate Manager in Saint Paul ...


Alaska >> Commercial Contractor And Real Estate Manager >> Commercial Contractor And Real Estate Manager in Saint Paul Island
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Top commercial real estate brokers Members National Association Of Realtors? commercial property listings for sale and lease by local agents.
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News on Saint Paul Island

In year 6, 'Saint Paul Almanac' reflects founder's passion for ethnic inclusiveness - "Saint Paul Almanac," the only publication of its kind in the country, is going into its sixth year with a few innovations.
Saint of the Day - St. Jean Gabriel was born at Puech, France, January 6th, 1802, to a pious family of eight children. Including Jean Gabriel, five of the Perboyer children became consecrated religious - three priests and two nuns.
Minnesota Swarm Announce 2012 Season Schedule - SAINT PAUL, Minn. - The National Lacrosse League's (NLL) Minnesota Swarm today announced its schedule for the 2012 season.
Paul Esnard - Esnard, Raoul Paul Paul Esnard passed away the evening of September 1, 2011, at the age of 86, in Corona Del Mar, California, where he lived for over thirty years.
Cuba celebrates its saint for first time in years - New pictures show the Castro regime in Cuba is relaxing its stance on processions by allowing one to take place for the first time in nearly 60 years.
Travel Postcard: 48 hours in Paris - PARIS (Reuters) - The city of glamour, grande cuisine and the ghosts of the guillotined is one of Europe's most beautiful. Welcoming some 28 million visitors a year, Paris offers everything from some of the most famous museums and restaurants in the world to charming cobblestone alleys and boutiques galore.
Skyscrapers and teepees - From the Empire State Building to Canada's last indigenous communities, Paul Willis follows the trail of Native Americans.

Source: http://alaska.look-local.com/t/Commercial_Contractor_And_Real_Estate_Manager-Saint_Paul_Island.htm

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Monday, 19 September 2011

Real Estate SCAM Hits Sarasota Real ... - Sarasota Homes For Sale

Sarasota Herald-Tribune Staff Editor Michael Haga discovers real estate SCAM crosses country, hammering real estate agents, title agents, real estate attorneys & property owners beyond Sarasota-Bradenton (FL).

real estate scam Real Estate SCAM Hits Sarasota Real Estate Market, Causes Financial Loss & ID Theft Nationwide!

Dangerous scam causes financial LOSS!

A few months ago, I got caught in this real estate scam.

Fortunately, no one was hurt financially.

Months later, I still hear daily from real estate agents, title agents, real estate attorneys & property owners throughout the country who also have been caught up in this scam?.

Some of these people weren?t so lucky.

Some of these people really did get hurt financially.

Some of these people have refused to speak publicly ? their actions allegedly causing some party to lose money.

When Sarasota?s Michael Haga contacted me the other day, he wanted to know about this real estate scam?how it works & who benefits.

Please click READ MORE below now for my response to Sarasota Herald-Tribune Staff Editor Michael Haga.

REAL ESTATE SCAM HITS SARASOTA

What is this scam ? Method Of Operation?

  1. People presumed to be outside the country are soliciting local agents to submit offers on higher-priced properties, i.e. $500,000+.
  2. Scammers submit FAKE (but authentic-looking) cashier?s checks for earnest money (down payment).
  3. Scammers? primary interest is to catch escrow agent (either real estate attorney or title agent) breaking their own policies re: release of good faith money/earnest money. For instance, many escrow agents will not refund earnest money (until) funds deposited have cleared or they accept only wired funds. However, it appears not all escrow agents follow such practices or adhere to their own rules. Soon after executing contract b/t buyer and seller, scammer cancels contract, hoping escrow agent (attorney/title agent) will refund deposit before clearing (verifying) funds. You see, these scammers are sending FAKE cashier?s checks for very high amounts, i.e. $500,000+.
  4. Further, agents are fronting money for inspections, providing at least once quick out for the scammers as grounds for canceling contract.
  5. Sellers are spending money to move out of a house they expect to sell, signing lease agreements and giving deposits ? money they can?t get back. Sellers are NOT getting this money ? scammers receive REAL money in exchange for FAKE cashiers? checks.
  6. In some instances and apparently growing, scammers are getting enough information to steal people?s identity.

In a sudden but expected move, scammers now are branching out to target FSBO?s ? for sale by owners who are less informed and fixated on selling. They (FSBOs) don?t see the scam coming?.

First, many people contacting me have refused to go on record to share their experience.

Either they?re embarrassed to admit they were taken in by this scam or they fear damage to their reputation?or worse. In fact, some agents & attorneys contacting me admitted to being sued for their actions.

This is exactly why I chose to go public as I did months ago. How will we STOP this scam if too many people refuse to go public, afraid to admit they were involved or culpable?

Some real estate agents have admitted to being sued by sellers over this scam. A few had admitted to E&O claims/payoffs. I seriously don?t know how this could happen that RE agents are found culpable.

Some real estate attorneys and title agents (or their employees) have admitted to me off record that the attorney or escrow agent violated their own internal policies on refunding deposit money.

It?s time to stop the madness!

Months later, this scam persists, more pervasive than ever before.

Not a day goes by that I don?t received an email, phone call or comment about this scam.

Some people contacting me refuse to comment publicly ? they got burned and they cannot admit or discuss their role in the scam. By ?role,? I am referring real estate agents and escrow agents (both real estate attorneys and title companies holding earning money) who made mistakes and whose actions caused LOSS.

Some real estate agents convinced property owners whose houses they were selling to move out in anticipation of a closing.
Some escrow agents (inc. some attorneys) released earnest money (good faith) deposit before clearing funds first.
Some property owners selling their own houses (aka ?FSBOs?) got duped as well by these scammers crossing the country with this dangerous, costly scam.

What questions, comments or experience do you have with this or some other scam? Please leave your comment, question or experience below. Thank you! If you or someone you know wants to buy or sell a house, please call me at (941) 914-9980.

Keep in mind, this is not just a real estate scam hitting Sarasota. It?s nation-wide, and this scam doesn?t appear to be letting up.

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Lloyd Chapman: Obama Sneaks Job-Killing, Anti-Minority Small ...

My staff at the American Small Business League (ASBL) and I have spent a week on the phone sounding the alarm about an anti-minority small-business policy proposed by the Obama administration.

Friday, Sept. 9, one day after President Obama announced the American Jobs Act, his administration quietly announced plans to dismantle one of the nation's most successful programs to create jobs in minority communities from coast to coast. The announcement, entered into the Federal Register, stated that the Pentagon, NASA and the U.S. Coast Guard were no longer required to hit a 5-percent contracting goal with small businesses owned by minorities.

This is the kind of typical, non-transparent Washington move that is beginning to define President Obama. It is why I have been telling people for years to stop listening to what President Obama says and start watching what he does. This latest anti-minority small-businesses policy will devastate the minority business community.

Minorities face a difficult enough time as it is. The Labor Department reports that the jobless rate for African Americans alone is 16.7 percent. According to the U.S. Census Bureau, more than 27 percent of African Americans live below the poverty level. Approximately 35 percent of the population is made up of ethnic minorities, and almost 6 million American businesses are owned by minorities.

The ASBL staff and I are going to fight this policy with everything we've got. We've launched a national campaign to inform the media, the public and Congress. We are consulting with our attorneys about possible legal action. Unfortunately, not a single group thought to be representing minority-owned or other small businesses is publicly opposing the policy, though it's not surprising that the U.S. Chamber of Commerce has done nothing.

In addition to dismantling federal contracting programs for minorities, the Obama Administration has been diverting hundreds of billions of dollars in federal small-business contracts to the largest companies worldwide. It's possible that the logic behind dismantling small business contracting programs is that it will make it easier for large companies to receive all federal contracts. Should we expect the Obama Administration to abolish contracting programs for businesses owned by women and service-disabled veterans next?

These programs are the most effective method to create jobs in America. They direct existing federal infrastructure spending to the small businesses that create virtually all net new jobs. The U.S. Census Bureau tells us that small businesses create 90 percent of all net new jobs. Small businesses employ half of the private sector workforce, generate more than half of GDP and are responsible for 90 percent of U.S. exports.

The Obama Administration knows that small businesses aren't sitting around reading the fascinating legal crud that comes out in the back channels of the Federal Register. Small businesses have enough problems dealing with decades of poor economic policies formulated by high-powered, high-funded corporate lobbyists. President Obama owes these businesses (the same ones that helped him get elected) more than a line in the Federal Register.

If I were Barack Obama, the President who promised to lead the most transparent administration in U.S. history, and I had to announce a policy that would put minority-owned companies out of business and cost millions of jobs, I would tell them face-to-face, not in the Federal Register on a Friday.

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Follow Lloyd Chapman on Twitter: www.twitter.com/LloydChapman

Source: http://www.huffingtonpost.com/lloyd-chapman/obama-sneaks-job-killing-_b_967654.html

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